Terms and Conditions

  1. No Refund on cancellation of the service. Once the amount is paid then there will be no return of the amount.
  2. One user can refer to any number of new users.
  3. To be considered a successful Referral, the person you refer (the Referee) has to buy at least one plan.
  4. The Referrer gets up to a maximum of Rs. 50 per Referee. Cobanks reserves the right to revise the maximum cashback percentage and amount at any point of time during this referral program. Please read these terms and conditions carefully from time to time.
  5. Referral bonus cannot be clubbed with any other promotional offer or bonus.
  6. "Bonus" amount in the Wallet can be used only for renewal of plan, is not transferable and in no case can be used as an exchange for tender of money.
  7. Cobanks reserves the right to modify or amend at any time these Terms and Conditions. Cobanks reserves the right to disqualify any Referrers from participation at any time at their sole discretion, including without limitation if he/she does not comply with any of these Terms and Conditions.
  8. The Referrer and the Referee agree to indemnify, release and hold harmless Cobanks, from any and all claims, actions, demands, damages, losses, liabilities, costs or expenses caused by, arising out of, in connection with, or related to Referrers' participation in the referral program.
  9. No person under 18 years of age, may use, access or participate in the referral program at any time or in any manner.
  10. Cobanks shall not be liable for late, delayed, stolen, misdirected, inaccurate credits in relation to any information provided by the Referee or Referrer.
  11. Cobanks reserves the right to hold back Cashback bonus for breach of these terms and conditions, as well as debit the bonus already credited, in case of violation of these terms and conditions.
  12. Any and all disputes, claims and causes of action arising out of or related to the referral program shall be resolved under applicable Indian law and the courts of New Delhi shall have the sole and exclusive jurisdiction to try any dispute with regard to this referral program, irrespective of place of purchase/credit of bonus.